FTMO enters futures in beta, and one launch-post sentence fuses the payout split with the withdrawable amount
The category's CFD leader has opened a simulated futures product on a monthly subscription. Its rulebook publishes a 90/10 ratio six times, one launch-post sentence fuses that split with the 100% Pro withdrawable amount, and the headline $450,000 is three accounts, not one.
FTMO Futures is live and carries a BETA label on FTMO’s own product page. The firm’s launch post is dated 1 September 2026 and says “Today, FTMO Futures is live”. It is an Evaluation, then a Sim-Funded Account — $50K, $100K or $150K, on Growth or Pro — then an invitation-only Live Funded Account the firm calls “backed by FTMO capital”.
The seller’s framing has not softened: the futures page states that “all accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only”, one running on “live CME market data”. Market data from an exchange is not membership of one.
The $450,000 is three accounts
The product page advertises “Up to $450,000 in simulated capital” and caps a client at three Sim-Funded Accounts at a time; the launch post’s largest size is $150K. Three times the top tier is the headline — our arithmetic on FTMO’s own numbers, and a portfolio ceiling, not an account anyone is given.
Two published numbers, one payout ratio
The launch post’s payouts section reads: “You keep 90% on Growth or 100% on a Pro Sim-Funded Account of the simulated profits from your withdrawable amount.” The Trading Objectives and Rules page, checked on 3 September, says otherwise in all six plan-and-size blocks — “FTMO Futures operates on a 90/10 ratio” — with a worked Pro example: a $6,000 request pays $5,400.
Three other launch-post sentences side with the rulebook, one promising both plans “the same 90/10 Payout Ratio”. The rules page keeps the two ideas apart: the withdrawable amount is how much profit above initial simulated capital you may request — 50% on Growth, 100% on Pro — and the 90/10 ratio is the split applied to it. FTMO’s payout FAQ sends readers to that rules page. A line of marketing prose fused the two into a better-sounding one.
The fee is a subscription now
Per the same rules page, the Evaluation is billed monthly: $119 to $229 on Growth, $139 to $269 on Pro, resets from $109 to $259, no activation fee. It also states that “your subscription remains active even if the Evaluation Account is breached”, with a fresh account issued “on the next billing date”. Different from the two-step CFD exam we reviewed last month, whose published fee is one-time, refundable with the first payout. A breach ends the account, not the billing; FTMO says you can cancel any time.
One concession earns its credit: the launch post publishes that “rules and objectives do not change retrospectively for active accounts”. Eligibility sits in FTMO’s “Who can join FTMO Futures?” FAQ: dozens of countries are excluded, Australia and China among them; US residents are accepted bar Arkansas, Delaware, Louisiana, Montana and South Carolina.
The standing note holds: beta terms are provisional, Evaluation and Sim-Funded capital is simulated by the firm’s own account, and the subscription bills until you pass or cancel.