Of five prop firms whose own payout pages this desk read on 14 September 2026, one charges a withdrawal fee: The5ers, at 3.5% per withdrawal on Rise, crypto and bank wire. FTMO says it adds no commission but sets $20 and $50 minimums to cover transaction costs. FundedNext, Topstep and MyFundedFutures state minimums, not fees, on the pages read.

Updated 3 October 2026: new title and summary; FAQ grown to five with rail-cost and first-withdrawal questions; fee checklist added; Topstep cap re-checked, unchanged.

Which prop firms charge a fee to withdraw profits, per their own pages

A fee-structure explainer read on 14 September 2026 says many firms hold “a minimum profit threshold – often around $250 – before allowing fee-free withdrawals”, naming no firm.

Who bears the transfer cost

FTMO’s withdrawal FAQ is undated, so its caps are as of this writing. The5ers’ withdrawals page is the only one that prints a percentage: a $1,500 crypto withdrawal hands $52.50 to the firm.

FundedNext’s minimum-reward article, dated 16 July 2026 on the page, states no fee position; neither Topstep’s payout policy nor MyFundedFutures’ first-payout guide, in the sections this desk read, says who absorbs the transfer cost.

What the file shows, both columns

How to check a withdrawal fee before you buy

  1. Read the payout page on the firm’s own domain.
  2. Find commission, fee and minimum per payout method.
  3. Ask your bank or wallet what receiving costs.
  4. Get support’s answer in writing.
  5. Read how long prop firm payouts take.

Frequently asked questions

Do prop firms charge withdrawal fees?

Some do, and only the firm’s own payout page says which. Of five read on 14 September 2026, The5ers states a 3.5% commission per withdrawal, FTMO says it adds no commission but sets $20 and $50 minimums for transaction costs, and FundedNext, Topstep and MyFundedFutures state minimums, not fees.

What is the minimum payout on a prop firm?

From $20 to $1,000 on the five pages read. FTMO sets $20 for wire and $50 for crypto; FundedNext $20 for USDT or USDC and $50 for RiseWorks; Topstep $125; The5ers $150 in profit; MyFundedFutures $250, $500 or $1,000 depending on the plan, per each firm’s page.

Do you get charged for withdrawing from FTMO?

Not by FTMO, on its own wording. Its FAQ, read 14 September 2026, says the firm does not charge any additional commissions for Reward withdrawals, then notes that transaction fees set a minimum closed profit of $20 for bank wire and $50 for cryptocurrency. The cost exists; the firm does not add to it.

Is the payout method fee charged by the firm or the payment provider?

It depends on the firm. On pages read 14 September 2026, FTMO adds no commission and sets $20 and $50 minimums to cover the transaction cost; The5ers charges its own 3.5% and says wire carries any fees charged by the receiving bank.

Do any prop firms take fees out of your first withdrawal?

None of the five payout pages this desk read on 14 September 2026 says so in the sections read. PropFirmApp’s fee explainer, read on 3 October 2026, says some firms’ activation fees come out of the first withdrawal; check the checkout terms.

Verdict

This is the companion to our post on which firms refund the challenge fee after first payout; see also our FTMO and The5ers files. The standing risk line: a challenge fee buys an evaluation, not a job, the capital on all five is simulated by each firm’s own description, and the only transfer with no minimum and no delay is the fee you pay to sit the exam. Trading involves substantial risk of loss, and nothing here is financial advice.